YES Prosperity Rewards Plus Credit Card vs YES Premia Credit Card
Joining Fees
₹499
₹1,599
Editor's Rating
3.8
3.5
Key Features
- 500 Reward Points on each YES PayNow registration
- 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 4 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
- Priority Pass membership offering two complimentary international lounge access per calendar year
- 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
- Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
Editor's Review
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores
- Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
- Fuel Surcharge Waiver
Cons
- No complimentary Golf Lessons/Sessions
- No Complimentary Priority Pass Membership
- No Airport Lounge access
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
