YES Prosperity Rewards Plus Credit Card vs Lifestyle HC SBI Card

YES Prosperity Rewards Plus Credit Card
YES Prosperity Rewards Plus Credit Card
Yes bank · Mastercard
3.8
₹499 / Joining Fees
Apply Now →
VS
Lifestyle HC SBI Card
Lifestyle HC SBI Card
SBI · Visa
2.5
₹499 / Joining Fees
Apply Now →
Fees
Yes bank
SBI
Joining Fees
₹499
₹499
Renewal Fees
₹499
₹499
Network
Mastercard
Visa
Editor's Review
3.8
2.5
Free Lounge Access
No
No
Features
YES Prosperity Rewards Plus Credit Card
  • 500 Reward Points on each YES PayNow registration
  • 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 4 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
Lifestyle HC SBI Card
  • 1% fuel surcharge waiver
  • Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
  • Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Editor's Review
YES Prosperity Rewards Plus Credit Card

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores
  • Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
  • Fuel Surcharge Waiver 

 

Cons

  • No complimentary Golf Lessons/Sessions 
  • No Complimentary Priority Pass Membership
  • No Airport Lounge access 
Lifestyle HC SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert the Reward Points into Landmark rewards and get dual benefit
  • Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000                                                                                                      

Cons 

  • No Airport Lounge access 
  • No Golf/coaching sessions

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