YES Prosperity Rewards Plus Credit Card vs YES FIRST Exclusive Credit Card

YES Prosperity Rewards Plus Credit Card
YES Prosperity Rewards Plus Credit Card
Yes bank · Mastercard
3.8
₹499 / Joining Fees
Apply Now →
VS
YES FIRST Exclusive Credit Card
YES FIRST Exclusive Credit Card
Yes bank · Mastercard
4.4
₹9,999 / Joining Fees
Apply Now →
Fees
Yes bank
Yes bank
Joining Fees
₹499
₹9,999
Renewal Fees
₹499
₹9,999
Network
Mastercard
Mastercard
Editor's Review
3.8
4.4
Free Lounge Access
No
Yes
Features
YES Prosperity Rewards Plus Credit Card
  • 500 Reward Points on each YES PayNow registration
  • 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 4 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
YES FIRST Exclusive Credit Card
  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
YES Prosperity Rewards Plus Credit Card

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores
  • Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
  • Fuel Surcharge Waiver 

 

Cons

  • No complimentary Golf Lessons/Sessions 
  • No Complimentary Priority Pass Membership
  • No Airport Lounge access 
YES FIRST Exclusive Credit Card

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 

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