YES Prosperity Rewards Plus Credit Card vs Standard Chartered Platinum Rewards Credit Card
Joining Fees
₹499
₹250
Editor's Rating
3.8
4
Key Features
- 500 Reward Points on each YES PayNow registration
- 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 4 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- Earn 1 reward point for every Rs. 150 spent on all other categories
- Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
- Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
- This is a Contactless credit card
- Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
- Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
- Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Editor's Review
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores
- Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
- Fuel Surcharge Waiver
Cons
- No complimentary Golf Lessons/Sessions
- No Complimentary Priority Pass Membership
- No Airport Lounge access
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
