YES Prosperity Rewards Credit Card vs Lifestyle HC SBI Card PRIME

YES Prosperity Rewards Credit Card
YES Prosperity Rewards Credit Card
Yes bank · Mastercard
4.1
₹299 / Joining Fees
Apply Now →
VS
Lifestyle HC SBI Card PRIME
Lifestyle HC SBI Card PRIME
SBI · Visa
3.5
₹2,999 / Joining Fees
Apply Now →
Fees
Yes bank
SBI
Joining Fees
₹299
₹2,999
Renewal Fees
₹299
₹2,999
Network
Mastercard
Visa
Editor's Review
4.1
3.5
Free Lounge Access
No
Yes
Features
YES Prosperity Rewards Credit Card
  • 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 2 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
  • Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
Lifestyle HC SBI Card PRIME
  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
YES Prosperity Rewards Credit Card

Pros

  • This credit card is good for those who’re seeking Reward Points
  • Fuel Surcharge Waiver
  • This credit card is good for those who love to shop

 

Cons

  • This credit card isn’t travel-specific card
  • No Golf Privileges
  • Not much discount on movies
Lifestyle HC SBI Card PRIME

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions

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