YES Prosperity Rewards Credit Card vs Lifestyle HC SBI Card PRIME
Joining Fees
₹299
₹2,999
Editor's Rating
4.1
3.5
Key Features
- 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 2 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
- Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
- Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
- Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
Pros
- This credit card is good for those who’re seeking Reward Points
- Fuel Surcharge Waiver
- This credit card is good for those who love to shop
Cons
- This credit card isn’t travel-specific card
- No Golf Privileges
- Not much discount on movies
Pros
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.
- 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
- Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year
Cons
- No golf/coaching sessions
