Lifestyle HC SBI Card PRIME vs Kotak Privy League Signature Credit Card

• Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
• Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
• Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
• On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

• Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
• Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies 
• Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
• Convert any purchase above Rs.2500 to easy EMIs 

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
• 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
• Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

• No golf/coaching sessions

Pros

• 4 complimentary Priority Pass visits, 16 PVR tickets and much more
• Low forex markup fees of 2% for all your international spends
• Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Cons

• No Golf Privileges