YES Prosperity Rewards Credit Card vs Axis Bank Select Credit Card

Joining Fees

₹299

₹3,000

Editor's Rating

4.1

4.5

Key Features

  • 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 2 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
  • Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
  • 24x7 dedicated concierge
  • Explore curated experiences from across the world with Extraordinary Weekends
  • 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • 20% off at partnered restaurants in India
  • Air Accident cover up to Rs. 2.5 Crore
  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

Editor's Review

Pros

  • This credit card is good for those who’re seeking Reward Points
  • Fuel Surcharge Waiver
  • This credit card is good for those who love to shop

 

Cons

  • This credit card isn’t travel-specific card
  • No Golf Privileges
  • Not much discount on movies

Pros

  • Amazon Voucher worth Rs 2000 on card activation
  • 20% off up to Rs. 500 p.m. on Bigbasket
  • 40% off up to a maximum of Rs. 200 on Swiggy

Cons            

  • High-interest rate
  • High Joining/Renewal Fee


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