YES Prosperity Edge Credit Card vs AXIS Bank IOCL Rupay Credit Card

• 500 Reward Points on each YES PayNow registration
• 4 Reward Points for every Rs. 200 on all other Retails Spends 
• Avail great offers across travel, dining, shopping, wellness and more, in select cities
• Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
• Earn Reward Points on UPI Payments by linking the card to UPI
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal
• 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
• 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
• 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
• Annual Fee waived off if spends more than Rs. 50000 per year
• 10% instant discount for movie ticket booked via BookMyshow website
• Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
• Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
• There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

• High-interest rates
• Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit

Pros

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits