YES Prosperity Cashback Credit Card vs YES Prosperity Cashback Plus Credit Card

Joining Fees

₹999

₹1,499

Editor's Rating

5

3.8

Key Features

  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs
  • On Movie Ticket bookings get 5% Cashback 
  • On Grocery Shopping get 5% Cashback 
  • On all Other retails spends get 0.75% Cashback 
  • On Bill Payments through YES PayNow get 5% Cashback 

Editor's Review

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate

Pros

  • This credit card is for those who prefer Cashback 
  • Fuel Surcharge Waiver
  • Credit Shield Facility 

Cons

  • This credit card isn’t for those who are looking for travel benefits
  • This card isn’t for those who prefer air miles or rewards
  • No concierge service 


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