YES Prosperity Cashback Credit Card vs Standard Chartered DigiSmart Credit Card
Joining Fees
₹999
₹49
Editor's Rating
5
3
Key Features
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
Editor's Review
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
