YES Prosperity Business Card vs HDFC Regalia Credit Card
Joining Fees
₹2,499
₹2,500
Editor's Rating
2.5
4
Key Features
- 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
- Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
- MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary Golf lesson every calendar month
- Fuel surcharge waived in all fuel stations in India for transactions
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- Annual Reward Points
- Reward Points Redemption
- Insurance Coverage
Cons
- Joining fees is bit on higher side
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
