Yes FIRST Preferred Credit card vs Lifestyle HC SBI Card PRIME

Yes FIRST Preferred Credit card
Yes FIRST Preferred Credit card
Yes bank · Mastercard
4.5
₹2,499 / Joining Fees
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VS
Lifestyle HC SBI Card PRIME
Lifestyle HC SBI Card PRIME
SBI · Visa
3.5
₹2,999 / Joining Fees
Apply Now →
Fees
Yes bank
SBI
Joining Fees
₹2,499
₹2,999
Renewal Fees
₹2,499
₹2,999
Network
Mastercard
Visa
Editor's Review
4.5
3.5
Free Lounge Access
Yes
Yes
Features
Yes FIRST Preferred Credit card
  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
Lifestyle HC SBI Card PRIME
  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
Yes FIRST Preferred Credit card

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate
Lifestyle HC SBI Card PRIME

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions

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