Yes FIRST Preferred Credit card vs BOB Financial PREMIER
VS
Fees
Yes bank
Bank of Baroda
Joining Fees
₹2,499
₹1,000
Renewal Fees
₹2,499
₹1,000
Network
Mastercard
Visa
Editor's Review
4.5
4.6
Free Lounge Access
Yes
Yes
Features
Yes FIRST Preferred Credit card
- Obtain Priority Pass Membership that provides lounge complimentary access
- Avail 25% discount on movie bookings at BookMyShow
- Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
- Four Reward Points per Rs. 100 spent on all other categories
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
BOB Financial PREMIER
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Editor's Review
Yes FIRST Preferred Credit card
Pros
- Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
- Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- Low forex markup of 1.75%
- Golf Privileges
Cons
- Low default reward rate
BOB Financial PREMIER
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
