Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
Get up to 1.75% markup on foreign currency
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Credit Shield cover of 15 Lakh
Lost Card liability 15 Lakh to 30 Lakh
1% fuel surcharge waiver between Rs 400 and Rs 5000
Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
3 complimentary domestic airport lounge visits per quarter
Get 5 times the benefits of YES Rewardz Pointson Travel, Dining, Fashion and Healthcare categories
Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
Avail 6 YES Rewardz Points on every Rs. 200 on select categories
Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
Instant EMI: Pay in parts for transactions as low as Rs. 1500
Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
Contactless Transactions
Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories
Editor's Review
Pros
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Get up to 1.75% markup on foreign currency
Cons
No railway lounge access
No cashback offers
Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit
Pros
2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
Avail 800 Reward points worth Rs 800 free every month
4 complimentary visits every quarter to Visa lounges only in India
Cons
This Credit Card is a “by-invite-only”
More comparisions with Yes Bank First Reserv Credit Card