Yatra SBI Card vs American Express® Platinum Reserve

Yatra SBI Card
Yatra SBI Card
SBI · Mastercard
2.6
₹499 / Joining Fees
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VS
American Express® Platinum Reserve
American Express® Platinum Reserve
American Express · Amex
3.7
₹10,000 / Joining Fees
Apply Now →
Fees
SBI
American Express
Joining Fees
₹499
₹10,000
Renewal Fees
₹499
₹10,000
Network
Mastercard
Amex
Editor's Review
2.6
3.7
Free Lounge Access
No
Yes
Features
Yatra SBI Card
  • Obtain Rs. 1,000 off on domestic flight bookings. Discount available on minimum transaction of Rs. 5,000
  • Obtain Rs. 4,000 off on international flight bookings. Discount available on minimum transaction of Rs. 40,000
  • Get 20% off on domestic hotels (Discount available on minimum transaction of Rs. 3,000, and Max. discount of Rs. 2,000)
  • Earn 6 Reward Points on every Rs. 100 spend on Grocery, Departmental Stores, Dining, Movies, Entertainment and International spends
  • Obtain Complimentary Air Accident cover of Rs. 50 lakh
American Express® Platinum Reserve
  • Welcome Gift of 11,000 Bonus Membership Rewards Points
  • Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
  • Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
  • Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
  • Complimentary access to leading Golf courses in India
Editor's Review
Yatra SBI Card

Pros

  • To avail a lower rate of interest and repay in EMIs, just transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card
American Express® Platinum Reserve

Pros

  • Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
  • Avail movie or online shopping vouchers worth Rs.6,000 per year
  • Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
  • Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

  • Poor reward structure
  • Absence of bonus reward points on milestone spends
  • High-interest rates
  • High Annual Fee

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