Visa Business Card Platinum – Standard Chartered vs SBI Elite Credit Card
Joining Fees
₹0
₹4,999
Editor's Rating
2.5
4
Key Features
- Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
- Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
- Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
- Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
- 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- Enjoy 5% cashback for your travel transaction
- Free Annual Fee for 1st Year
Cons
- No complimentary Golf/coaching sessions
- No Complimentary Airport Lounge Access
- No Fuel Wavier
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
