Visa Business Card Platinum – Standard Chartered vs AMEX Platinum Travel Credit Card

• Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
• Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
• Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
• Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
• 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month

• Rewards Points can be redeemable for Travel Vouchers worth Rs. 3,500
• 4 complimentary visits per year to airport lounges across India
• Get Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
• If you don't wish to redeem rewards points for Travel Vouchers, you can then redeem them by choosing from over 500 other redemption options
• Avail 20% discounts or more every time you dine at select restaurants

Pros

• Enjoy 5% cashback for your travel transaction
• Free Annual Fee for 1st Year

Cons

• No complimentary Golf/coaching sessions
• No Complimentary Airport Lounge Access
• No Fuel Wavier

Pros

• Massive reward points on this credit card. One of the best cards with reward points
• Travel benefit vouchers are great those who travel frequently and prefer to stay with Taj Hotel
• The reward points earned can easily be redeemed by choosing other items from catalogue, giving a free hand to cardholders

Cons

• No complimentary Golf/coaching sessions
• Not many benefits on entertainment, in fact, there aren’t any.
• No Annual/Joining Fee reversal comes with American Express Platinum Travel credit card