Tata Titanium Card vs SBM ZET Credit Card

Tata Titanium Card
Tata Titanium Card
Tata · Mastercard
3.3
₹499 / Joining Fees
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VS
SBM ZET Credit Card
SBM ZET Credit Card
SBM Bank India · Rupay
4.5
₹0 / Joining Fees
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Fees
Tata
SBM Bank India
Joining Fees
₹499
₹0
Renewal Fees
₹499
₹0
Network
Mastercard
Rupay
Editor's Review
3.3
4.5
Free Lounge Access
No
No
Features
Tata Titanium Card
  • 500 Empower points on spends of Rs. 2,000 in the first 60 days
  • 1.5% Value back on spends at Croma & cromaretail.com
  • On spends on Tata Outlets, get up to 5% Value back 
  • 3X Points on Departmental and Grocery stores
SBM ZET Credit Card
  • Minimum FD of Rs. 2,000 is required to obtain this secured credit card
  • Earn up to 7% Interest on FD
  • Credit limit: 90% of FD amount
  • A lifetime-free credit card with no renewal fees
  • No Income Proof- Easy application with no credit history required
  • Exclusive Discounts: Rewards and discounts you’ll love
  • Zero interest for 45 days on UPI payments
  • 5% Rewards on Amazon
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Enjoy up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow
Editor's Review
Tata Titanium Card

Pros

  • Welcome Benefits 
  • Get amazing offers and gift vouchers from Tata partner outlets and other brands
  • 1.5% Value back on spends at Croma & cromaretail.com

Cons

  • High-interest rate
  • No  airport lounge access 
  • No Golf games
SBM ZET Credit Card

Pros

  • Earn up to 7% Interest on FD
  • 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access

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