SBM ZET Credit Card vs Axis Bank Burgundy Private Credit Card

SBM ZET Credit Card
SBM ZET Credit Card
SBM Bank India · Rupay
4.5
₹0 / Joining Fees
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VS
Axis Bank Burgundy Private Credit Card
Axis Bank Burgundy Private Credit Card
Axis Bank · Visa
4
₹50,000 / Joining Fees
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Fees
SBM Bank India
Axis Bank
Joining Fees
₹0
₹50,000
Renewal Fees
₹0
₹50,000
Network
Rupay
Visa
Editor's Review
4.5
4
Free Lounge Access
No
Yes
Features
SBM ZET Credit Card
  • Minimum FD of Rs. 2,000 is required to obtain this secured credit card
  • Earn up to 7% Interest on FD
  • Credit limit: 90% of FD amount
  • A lifetime-free credit card with no renewal fees
  • No Income Proof- Easy application with no credit history required
  • Exclusive Discounts: Rewards and discounts you’ll love
  • Zero interest for 45 days on UPI payments
  • 5% Rewards on Amazon
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Enjoy up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow
Axis Bank Burgundy Private Credit Card
  • Avail 30,000 Welcome Edge Reward points on the first transaction
  • Till payment due date, no cash withdrawal charges or interest levied 
  • Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
  • Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
  • Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
  • Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel
Editor's Review
SBM ZET Credit Card

Pros

  • Earn up to 7% Interest on FD
  • 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access
Axis Bank Burgundy Private Credit Card

Pros

  • 15 EDGE REWARD points for every Rs. 200 spent on the card
  • Concierge Services
  • 50 complimentary rounds of Golf per year
  • Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow

Cons

  • High Joining and Annual Fees
  • No fuel surcharge wavier 

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