Tata Titanium Card vs Citi Rewards Credit Card

• 500 Empower points on spends of Rs. 2,000 in the first 60 days
• 1.5% Value back on spends at Croma & cromaretail.com
• On spends on Tata Outlets, get up to 5% Value back 
• 3X Points on Departmental and Grocery stores

• Earn minimum 1 reward point for every 125 on all purchases
• Gain 10X reward points at online, physical department, and apparel stores
• Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
• You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
• Instant Loans

Pros

• Welcome Benefits 
• Get amazing offers and gift vouchers from Tata partner outlets and other brands
• 1.5% Value back on spends at Croma & cromaretail.com

Cons

• High-interest rate
• No  airport lounge access 
• No Golf games

Pros

• Get rewarded every time you shop
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access