Tata Croma Titanium Card vs BOB Financial PREMIER
VS
Fees
Tata
Bank of Baroda
Joining Fees
₹499
₹1,000
Renewal Fees
₹499
₹1,000
Network
Mastercard
Visa
Editor's Review
3.8
4.6
Free Lounge Access
No
Yes
Features
Tata Croma Titanium Card
- 500 Empower points on spends of Rs. 2,000 in the first 60 days
- 1.5% Value back on spends @ Croma & cromaretail.com
- Up to 5% Value back on spends on Tata Outlets
- 3X Points on Departmental and Grocery stores
BOB Financial PREMIER
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Editor's Review
Tata Croma Titanium Card
Pros
- Welcome Benefits
- Up to 5% Value back on spends on Tata Outlets
- 3X Points on Departmental and Grocery stores
Cons
- High-interest rate
- No Airport Lounge access
- No Golf games
BOB Financial PREMIER
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
