Compare Swiggy HDFC Bank Credit Card vs Standard Chartered Platinum Credit Card

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

Enjoy the benefit of 5x reward points on dining and fuel spends
Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
For every Rs. 150 spent on all other categories, avail 1 reward point
Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

Pros

* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros

Get more out of your spends with the Standard Chartered Platinum Rewards credit card
Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons