Standard Chartered Platinum Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹250
₹2,500
Editor's Rating
3.6
4
Key Features
- Enjoy the benefit of 5x reward points on dining and fuel spends
- Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- For every Rs. 150 spent on all other categories, avail 1 reward point
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- Get more out of your spends with the Standard Chartered Platinum Rewards credit card
- Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
- Transfer card balance up to Rs. 5 Lakh at attractive interest rate
Cons
- High-interest rates
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
