Swiggy HDFC Bank Credit Card vs Kotak Fortune Gold Credit Card

Joining Fees

₹500

₹0

Editor's Rating

4.05

3.7

Key Features

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

  • Easy Access to Cash
  • Fuel Surcharge Waiver 
  • Easy Balance Transfer Options
  • Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750

Editor's Review

Pros


* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


More comparisions with Swiggy HDFC Bank Credit Card

More comparisions with Kotak Fortune Gold Credit Card

Downloads