Swiggy HDFC Bank Credit Card vs IndusInd Bank Pioneer Legacy Credit Card

Joining Fees

₹500

₹45,000

Editor's Rating

4.05

4

Key Features

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

  • Gain privileged access to golf courses and golf clubs in India
  • Book two tickets for the price of one through BookMyShow and Sathyam.
  • Benefit from discounted foreign currency mark-up till 30th September 2020!
  • Complimentary Priority Pass which provides complimentary access to international lounges in India and abroad.
  • Earn 6000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!

Editor's Review

Pros


* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros

  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
  • Air Accident Cover
  • Upgrade your travel experience with complimentary access to select MasterCard domestic and international airport lounges in India.


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