Swiggy HDFC Bank Credit Card vs IndusInd Bank Pioneer Legacy Credit Card

Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card
HDFC Bank · Mastercard
4.05
₹500 / Joining Fees
Apply Now →
VS
IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank · Mastercard
4
₹45,000 / Joining Fees
Apply Now →
Fees
HDFC Bank
IndusInd Bank
Joining Fees
₹500
₹45,000
Renewal Fees
₹500
₹0
Network
Mastercard
Mastercard
Editor's Review
4.05
4
Free Lounge Access
No
Yes
Features
Swiggy HDFC Bank Credit Card

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

IndusInd Bank Pioneer Legacy Credit Card
  • Gain privileged access to golf courses and golf clubs in India
  • Book two tickets for the price of one through BookMyShow and Sathyam.
  • Benefit from discounted foreign currency mark-up till 30th September 2020!
  • Complimentary Priority Pass which provides complimentary access to international lounges in India and abroad.
  • Earn 6000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!
Editor's Review
Swiggy HDFC Bank Credit Card

Pros


* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

IndusInd Bank Pioneer Legacy Credit Card

Pros

  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
  • Air Accident Cover
  • Upgrade your travel experience with complimentary access to select MasterCard domestic and international airport lounges in India.

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