Compare Swiggy HDFC Bank Credit Card vs IDFC First Power Plus Credit Card

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

Up to 6.5% savings on fuel expenses
Enjoy 5% savings as Rewards on Grocery and Utility expenses
Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
Avail 3X Rewards on other retail transactions
Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
Complimentary Roadside Assistance worth Rs. 1,399
Get 25% off on movie tickets, up to Rs. 100, once every month
Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
EMIfy your purchases and balances and enjoy convenience of payment
Extend Add-on card to your co-passenger and boost your savings without any extra charges
Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
You can also earn rewards on your UPI Spends

Pros

* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros