Swiggy HDFC Bank Credit Card vs HSBC RuPay Platinum Credit Card
* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
* Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI
* Mastercard Golf Benefits:
a. Access golf courses worldwide and 12 free lessons per year
b. 4 complimentary rounds of green fees per calendar yea
c. Discounted golf services at 50% of the green fee beyond complimentary sessions
- Welcome Benefits include getting the following:
A. Avail Rs. 500 cashback when downloading and logging on to the HSBC India Mobile Banking app and spending Rs. 5,000 within 30 days of getting the card
B. Avail an RS. 250 Amazon eGift Voucher when applying online, verifying yourself by video and receiving your card
C. Get 2-months EazyDiner membership when activating your RuPay credit card
D. Also get Rs. 250 cashback when linking your card to UPI and making 2 transactions of Rs. 250 or more within 30 days of getting your card
- Link the credit card to UPI apps and enjoy easy direct payments with your card
- Make annual savings of up to Rs. 3,000 on fuel surcharges with our credit card waiver
- Use ATMs and make payments in over 160 countries and regions around the world, powered by the JCB network
- Earn 2 Reward points for every Rs. 150 you spend with your card
- Earn up to 6X reward points on hotels, flights and car rentals on Travel with Points
- Instantly convert reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app
- The HSBC SimplyPay app lets you pay bills and send money to family and friends, quickly and securely, wherever and whenever you want. All you need to do is link your bank account or RuPay credit card. Get Rs. 100 reward
- Enjoy exclusive discounts and offers with RuPay: Save on shopping, dinning and more with a range of offers and discounts exclusively for RuPay cardholders
- Savings on dining and movies with District by Zomato: Save 10% on dining, activities and shopping, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets
- Save on grocery deliveries with Swiggy Instamart: Get 10% off on orders of Rs. 500 and above (max discount Rs. 200)
- Enjoy discounts and ofers around the world with the JCB network: Access global discounts, offers and experiences with the JCB network-enabled RuPay credit card
- Enjoy discounts up to Rs. 6,000 on flights and hotels via Cleartrip
- Enjoy money off your bills with Paytm: Use promo code to get 5% off transactions of Rs. 299 or more on mobile (prepaid and postpaid), broadband, DTH, water bills, gas cylinders, piped gas bills, FASTag and electricity bills (max discount Rs. 150)
Pros
* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial
Cons
* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%
Pros
- Lifetime free credit card with zero joining and annual charges
- Rewards on UPI spends
- Multiple redemption options, including miles conversion
- Multiple benefits on card activation
Cons
- No airport lounge access
- No Golf benefits
- No Insurance benefits
- Co-branded benefits are valid for a limited period and Limited lifestyle benefits
