Joining Fees
₹500
₹2,500
Editor's Rating
4.05
3.5
Key Features
* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
* Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI
* Mastercard Golf Benefits:
a. Access golf courses worldwide and 12 free lessons per year
b. 4 complimentary rounds of green fees per calendar yea
c. Discounted golf services at 50% of the green fee beyond complimentary sessions
A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip
B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip
C. The MyCash earned via MMTBLACK program is valid for 90 days
D. MyCash = 100% usable MakeMyTrip Cash
Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:
A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings
B. Benefits on select hotels:
1. Additional discount of 10% & Above
2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit
3. FLAT 20% OFF on F&B/SPA
4. 24 X 7 customer support
C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward
D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+
Editor's Review
Pros
* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial
Cons
* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%
Pros
Cons
To apply for ICICI Bank Credit Cards please click here