Swiggy HDFC Bank Credit Card vs HSBC Live+ Credit Card

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

• Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
• Get 1.5% unlimited cashback at other retailers
• Avail 1.5% unlimited cashback on entertainment spending
• Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
• Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
• Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
• 4 complimentary domestic airport lounge visits per year
• Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app

Pros

* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros

• Get 10% accelerated cashback on dining and food delivery
• Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
• Avail 1.5% unlimited cashback on entertainment spending

Cons

• No fuel benefits
• No rewards benefits
• No international lounge access