Swiggy HDFC Bank Credit Card vs Axis Bank MY Zone Easy Credit Card
Joining Fees
₹500
₹500
Editor's Rating
4.05
3.4
Key Features
* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
* Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI
- 25% Cashback on online and box office movie ticket purchase
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- 15% discount at restaurants with Dining Delights
Editor's Review
Pros
* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial
Cons
* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%
Pros
- Get the My Zone Easy Credit Card against the FDs with Axis Bank
- 4 points with every Rs. 200 spent
- 25% cashback on movies
Cons
- No Golf/coaching sessions
- No airport lounge visits
