Swiggy HDFC Bank Credit Card vs Axis Bank MY Zone Easy Credit Card

Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card
HDFC Bank · Mastercard
4.05
₹500 / Joining Fees
Apply Now →
VS
Axis Bank MY Zone Easy Credit Card
Axis Bank MY Zone Easy Credit Card
Axis Bank · Visa
3.4
₹500 / Joining Fees
Apply Now →
Fees
HDFC Bank
Axis Bank
Joining Fees
₹500
₹500
Renewal Fees
₹500
₹500
Network
Mastercard
Visa
Editor's Review
4.05
3.4
Free Lounge Access
No
No
Features
Swiggy HDFC Bank Credit Card

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

Axis Bank MY Zone Easy Credit Card
  • 25% Cashback on online and box office movie ticket purchase
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights
Editor's Review
Swiggy HDFC Bank Credit Card

Pros


* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Axis Bank MY Zone Easy Credit Card

Pros

  • Get the My Zone Easy Credit Card against the FDs with Axis Bank
  • 4 points with every Rs. 200 spent
  • 25% cashback on movies

Cons            

  • No Golf/coaching sessions
  • No airport lounge visits

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