Swiggy HDFC Bank Credit Card vs Axis Bank Burgundy Private Credit Card
Joining Fees
₹500
₹50,000
Editor's Rating
4.05
4
Key Features
* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
* Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI
* Mastercard Golf Benefits:
a. Access golf courses worldwide and 12 free lessons per year
b. 4 complimentary rounds of green fees per calendar yea
c. Discounted golf services at 50% of the green fee beyond complimentary sessions
- Avail 30,000 Welcome Edge Reward points on the first transaction
- Till payment due date, no cash withdrawal charges or interest levied
- Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
- Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
- Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
- Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel
Editor's Review
Pros
* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial
Cons
* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%
Pros
- 15 EDGE REWARD points for every Rs. 200 spent on the card
- Concierge Services
- 50 complimentary rounds of Golf per year
- Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow
Cons
- High Joining and Annual Fees
- No fuel surcharge wavier
