Standard Chartered Smart Credit Card vs Kotak League Platinum Credit Card

Joining Fees

₹499

₹500

Editor's Rating

3.67

3.9

Key Features

  • Avail an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due
  • Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month
  • Special Interest rate for EMI plans with Nil processing fee: Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
  • Avail 1% cashback on other spends, up to a maximum of Rs 500 per month
  • Get supplementary credit card with the same benefits
  • Contactless Credit Card
  • Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
  • Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
  • Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
  • Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
  • Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
  • Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
  • 8X reward points on every Rs. 150 spent
  • Fuel Surcharge Applicable 
  • Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
  • League Priority Attend

Editor's Review

Pros

  • Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month, and avail 1% cashback on other spends, up to a maximum of Rs 500 per month
  • Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
  • Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months

Cons

  • No Golf benefits
  • No fuel benefits
  • No complimentary airport lounge access

Pros

  • 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
  • Earn up to 8X Reward Points on every Rs.150 spent across all categories
  • Railway Surcharge Waiver

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


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