Standard Chartered Smart Credit Card vs ICICI Bank MakeMyTrip Signature Credit Card
Joining Fees
₹499
₹2,500
Editor's Rating
3.67
3.5
Key Features
- Avail an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due
- Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month
- Special Interest rate for EMI plans with Nil processing fee: Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
- Avail 1% cashback on other spends, up to a maximum of Rs 500 per month
- Get supplementary credit card with the same benefits
- Contactless Credit Card
- Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
- Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
- Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
- Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
- Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
- Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
- Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
- Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
- Complimentary DragonPass
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
Editor's Review
Pros
- Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month, and avail 1% cashback on other spends, up to a maximum of Rs 500 per month
- Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
- No Golf benefits
- No fuel benefits
- No complimentary airport lounge access
Pros
- Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
Cons
- The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card
- No Golf/coaching sessions
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