Avail an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due
Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month
Special Interest rate for EMI plans with Nil processing fee: Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
Avail 1% cashback on other spends, up to a maximum of Rs 500 per month
Get supplementary credit card with the same benefits
Contactless Credit Card
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
Avail 2 reward points for every Rs. 150 spends
Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
Earn 50% more reward points as exclusive dining privileges
Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
Zero liability on lost card
With the EMV Chip technology in the card, stay protected against fraud
Avail of 50 days of interest-free period from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month, and avail 1% cashback on other spends, up to a maximum of Rs 500 per month
Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
No Golf benefits
No fuel benefits
No complimentary airport lounge access
Pros
Avail 2 reward points for every Rs. 150 spends
Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
Earn 50% more reward points as exclusive dining privileges
Cons
No golf benefits
No insurance benefits
No airport lounge access
More comparisions with Standard Chartered Smart Credit Card