HDFC Bank Titanium Edge Credit Card vs Axis Bank MY Zone Easy Credit Card

• Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
• Earn 50% more reward points as exclusive dining privileges
• Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
• Zero liability on lost card
• With the EMV Chip technology in the card, stay protected against fraud
• Avail of 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

• 25% Cashback on online and box office movie ticket purchase
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• 15% discount at restaurants with Dining Delights

Pros

• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Earn 50% more reward points as exclusive dining privileges

Cons

• No golf benefits
• No insurance benefits
• No airport lounge access

Pros

• Get the My Zone Easy Credit Card against the FDs with Axis Bank
• 4 points with every Rs. 200 spent
• 25% cashback on movies

Cons            

• No Golf/coaching sessions
• No airport lounge visits