HDFC Bank Titanium Edge Credit Card vs Axis Bank MY Zone Easy Credit Card
Joining Fees
₹0
₹500
Editor's Rating
3.9
3.4
Key Features
- Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
- Avail 2 reward points for every Rs. 150 spends
- Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
- Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
- Earn 50% more reward points as exclusive dining privileges
- Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
- Zero liability on lost card
- With the EMV Chip technology in the card, stay protected against fraud
- Avail of 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
- 25% Cashback on online and box office movie ticket purchase
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- 15% discount at restaurants with Dining Delights
Editor's Review
Pros
- Avail 2 reward points for every Rs. 150 spends
- Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
- Earn 50% more reward points as exclusive dining privileges
Cons
- No golf benefits
- No insurance benefits
- No airport lounge access
Pros
- Get the My Zone Easy Credit Card against the FDs with Axis Bank
- 4 points with every Rs. 200 spent
- 25% cashback on movies
Cons
- No Golf/coaching sessions
- No airport lounge visits
