Avail an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due
Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month
Special Interest rate for EMI plans with Nil processing fee: Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
Avail 1% cashback on other spends, up to a maximum of Rs 500 per month
Get supplementary credit card with the same benefits
Contactless Credit Card
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
Renew the credit card’s membership for free by spending Rs 50,000 in a year
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Avail 50% more reward points at premium restaurants
Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.6000 per month)
Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
Zero liability on lost card after reporting the loss
Avail up to 50 interest-free days from date of purchase
Enjoy Revolving Credit at nominal interest rate
50 days of interest-free credit
Editor's Review
Pros
Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month, and avail 1% cashback on other spends, up to a maximum of Rs 500 per month
Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
No Golf benefits
No fuel benefits
No complimentary airport lounge access
Pros
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
No movie benefits
No golf benefits
No international and domestic lounge access
More comparisions with Standard Chartered Smart Credit Card