Standard Chartered Smart Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

• Avail an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due
• Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month
• Special Interest rate for EMI plans with Nil processing fee: Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
• Avail 1% cashback on other spends, up to a maximum of Rs 500 per month
• Get supplementary credit card with the same benefits
• Contactless Credit Card
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

• If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
• Annual fee waived upon spending Rs. 3 lakh in the preceding year
• 50% cashback on movie tickets purchased through BookMyShow
• Flexible Spending Limit
• Visa Offers Complimentary Airport Lounge Access within India 
• Complimentary Priority Pass membership
• On transactions over Rs. 2500, convert the purchases into EMIs
• Avail up to Rs. 2.5 crore for Air Accident Cover
• Get 15% off on dining bills at partnered restaurants in India 
• Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
• Get 10 Reward Points per Rs. 200 spent domestically
• Get 20 Reward Points on every Rs. 200 spent internationally on 
• On the first online transaction get 100 Points 

Pros

• Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month, and avail 1% cashback on other spends, up to a maximum of Rs 500 per month
• Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months

Cons

• No Golf benefits
• No fuel benefits
• No complimentary airport lounge access

Pros

• Avail Gift Vouchers from top brands
• Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
• Obtain Air Accident Insurance Cover 

Cons       

• The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card