Standard Chartered Rewards Credit Card vs Kotak 811 Credit Card
Joining Fees
₹0
₹500
Editor's Rating
2.5
3
Key Features
- Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
- Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
- Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
- 1 Domestic Lounge Visit per calendar quarter (4 per year)
- 1 reward point on every Rs. 150 spent on Government and Insurance categories
- 1% Fuel Surcharge waiver on all fuel spends
- Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
- Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
- Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
- Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
- Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
- Earn 2 reward points for every Rs. 100 spent online
- Earn 1 reward points for every Rs. 100 spent offline
- Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
- Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
- Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
- Add-on Card will have all the benefits that the cardholder enjoys on its Card
- This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
- Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more
Editor's Review
Pros
- 1% Fuel Surcharge Waiver
- 4 reward points per Rs. 150 on all Retail spends
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
- No golf benefits
- No international airport lounge access / dining/ movie benefits
Pros
- Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
- In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
- Railway Surcharge Waiver
Cons
- No dinning benefits
- No Golf Benefits
- No Airport Lounge Access
