Kotak 811 Credit Card vs Axis Bank Kwik RuPay Credit Card
Joining Fees
₹500
₹0
Editor's Rating
3
4.5
Key Features
- Earn 2 reward points for every Rs. 100 spent online
- Earn 1 reward points for every Rs. 100 spent offline
- Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
- Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
- Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
- Add-on Card will have all the benefits that the cardholder enjoys on its Card
- This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
- Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more
- Credit Card on UPI
- Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
- Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
- Zero joining and Annual Fees
- Instantly receive a virtual card on the Kiwi mobile app after getting approved
- Easily activate the credit card and set up UPI PIN to make UPI transactions
Editor's Review
Pros
- Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
- In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
- Railway Surcharge Waiver
Cons
- No dinning benefits
- No Golf Benefits
- No Airport Lounge Access
Pros
- 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
- Zero joining and Annual Fees
- Instantly receive a virtual card on the Kiwi mobile app after getting approved
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
