Standard Chartered Platinum Rewards Credit Card vs Tata Croma Platinum Card
Joining Fees
₹0
₹2,999
Editor's Rating
4
3.1
Key Features
* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
* Earn 1 reward point for every Rs. 150 spent on all other categories
* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
* This is a Contactless credit card
* Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
- Spends linked gift vouchers worth up to Rs. 6,000
- 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
- Spend at selective outlets, get up to 5% Value back
Editor's Review
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
Pros
- Welcome Benefits
- Airport lounge access
- Cashback on Croma and Tata outlets
- Rewards
Cons
- High-interest rate
- No concierge services
- No Golf games
