Standard Chartered Platinum Rewards Credit Card vs RBL Bank ETMoney LoanPass

* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned

* Earn 1 reward point for every Rs. 150 spent on all other categories

* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST

* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members

* This is a Contactless credit card

* Enjoy the enhanced security for online transactions through 3D secure OTP verification

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend and get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com

Pros

* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)

* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions

* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Cons

* No complimentary airport lounge access

* No fuel surcharge wavier

* No golf/coaching sessions

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles