Standard Chartered Platinum Rewards Credit Card vs Kotak Privy League Signature Credit Card
Joining Fees
₹0
₹0
Editor's Rating
4
4.2
Key Features
* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
* Earn 1 reward point for every Rs. 150 spent on all other categories
* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
* This is a Contactless credit card
* Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
- Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies
- Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
- Convert any purchase above Rs.2500 to easy EMIs
Editor's Review
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
Pros
- 4 complimentary Priority Pass visits, 16 PVR tickets and much more
- Low forex markup fees of 2% for all your international spends
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs
Cons
- No Golf Privileges
