Standard Chartered Platinum Rewards Credit Card vs Airtel Axis Credit Card

• Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
• Earn 1 reward point for every Rs. 150 spent on all other categories
• Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
• Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
• This is a Contactless credit card
• Enjoy the enhanced security for online transactions through 3D secure OTP verification
• Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
• Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
• Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

• Get annual fee waived off on annual spends greater than Rs. 2,00,000
• As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
• Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
• Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
• Earn 10% Cashback on Swiggy, Zomato and BigBasket 
• Get 1% Cashback on all other spends
• 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
• 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
• Enjoy up to 15% off at partnered restaurants via EazyDiner
• Convert transactions of Rs. 2500 or more into easy EMI
• On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Pros

* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)

* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions

* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Cons

* No complimentary airport lounge access

* No fuel surcharge wavier

* No golf/coaching sessions

Pros

• Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
• Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
• Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

• No golf benefits
• No international airport lounge access / movie benefits