Standard Chartered Platinum Rewards Credit Card vs ICICI Sapphiro Credit Card
Joining Fees
₹250
₹6,500
Editor's Rating
4
4.3
Key Features
* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
* Earn 1 reward point for every Rs. 150 spent on all other categories
* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
* This is a Contactless credit card
* Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Complimentary Domestic and International Airport Lounge visits
- Complimentary rounds of Golf every month at the Golf course
- On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
- Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
- Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor's Review
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
Pros
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Complimentary Domestic Airport Spa visits
Cons
- Average Reward Rate
- High-Interest Rate
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