Standard Chartered Platinum Credit Card vs Citibank Cashback Credit Card

• Enjoy the benefit of 5x reward points on dining and fuel spends
• Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
• For every Rs. 150 spent on all other categories, avail 1 reward point
• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

• 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
• The unredeemed cashback is evergreen as it'll never expire
• Turn big purchases into small payments
• Instant Loans
• Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more

Pros

• Get more out of your spends with the Standard Chartered Platinum Rewards credit card
• Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
• Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

• High-interest rates

Pros

• The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
• This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
• Get benefits worth Rs. 3,300+ in the first year

Cons:

• No Complimentary Airport Lounge access