Standard Chartered Platinum Credit Card vs Axis Bank Ace Credit Card

• Enjoy the benefit of 5x reward points on dining and fuel spends
• Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
• For every Rs. 150 spent on all other categories, avail 1 reward point
• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

• Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
• Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
• Get 4% cashback on Ola, Zomato, and Swiggy
• Get 1.5% cashback on all other spends
• 4 complimentary domestic airport lounge access per calendar year
• Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
• Get up to 15% off at 4000+ partnered restaurants in India
• Easily convert transactions of Rs. 2,500 or more into EMI

Pros

• Get more out of your spends with the Standard Chartered Platinum Rewards credit card
• Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
• Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

• High-interest rates

Pros

• Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
• Get 1.5% cashback on all other spends
• 4 complimentary domestic airport lounge access per calendar year

Cons

• No rewards benefits
• No golf and movie benefits
• No international lounge access