Standard Chartered Platinum Credit Card vs Axis Bank Ace Credit Card

Joining Fees

₹250

₹499

Editor's Rating

3.6

4.4

Key Features

  • Enjoy the benefit of 5x reward points on dining and fuel spends
  • Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
  • For every Rs. 150 spent on all other categories, avail 1 reward point
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
  • Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
  • Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
  • Get 4% cashback on Ola, Zomato, and Swiggy
  • Get 1.5% cashback on all other spends
  • 4 complimentary domestic airport lounge access per calendar year
  • Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Get up to 15% off at 4000+ partnered restaurants in India
  • Easily convert transactions of Rs. 2,500 or more into EMI

Editor's Review

Pros

  • Get more out of your spends with the Standard Chartered Platinum Rewards credit card
  • Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
  • Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

  • High-interest rates

Pros

  • Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
  • Get 1.5% cashback on all other spends
  • 4 complimentary domestic airport lounge access per calendar year

Cons

  • No rewards benefits
  • No golf and movie benefits
  • No international lounge access


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