Standard Chartered Emirates World Credit Card vs SBI Air India Signature Credit Card

Joining Fees

₹3,000

₹4,999

Editor's Rating

3.1

3.7

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
  • Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • For every Rs. 100 spent, get 4 Reward points
  • Every year, you'll receive anniversary gift of 5,000 Reward Points
  • Get around 1,00,000 bonus Reward Points annually
  • Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros

  • Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
  • Enjoy International Airport Luxury Lounge Access
  • Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
  • Enjoy complimentary lost card liability cover of Rs. 1 lakh

Cons

  • Joining fee of Rs. 4,999
  • Annual fee of Rs. 4,999


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