SBI Air India Signature Credit Card vs IRCTC SBI Card on RuPay Platform

Joining Fees

₹4,999

₹500

Editor's Rating

3.7

3.9

Key Features

  • Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • For every Rs. 100 spent, get 4 Reward points
  • Every year, you'll receive anniversary gift of 5,000 Reward Points
  • Get around 1,00,000 bonus Reward Points annually
  • Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
  • Avail exclusive travel privileges by logging on to irctc.co.in 
  • Book airline tickets with IRCTC at unbeatable prices
  • Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Get accommodation at over 5,000 hotels, covering 350 cities in India

Editor's Review

Pros

  • Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
  • Enjoy International Airport Luxury Lounge Access
  • Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
  • Enjoy complimentary lost card liability cover of Rs. 1 lakh

Cons

  • Joining fee of Rs. 4,999
  • Annual fee of Rs. 4,999

Pros

  • 4 complimentary railway lounge access in a quarter to participating lounges in India
  • Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
  • Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

  • No Airport Lounge Access 


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