Standard Chartered Emirates World Credit Card vs InterMiles ICICI Bank Coral Credit Card

Joining Fees

₹3,000

₹1,250

Editor's Rating

3.1

4.3

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
  • Every year, upon renewing the Jet Airways ICICI Bank Coral Credit Card, get 1,250 bonus InterMiles
  • Avail 5% discount on Economy Class tickets booked on Etihad Airways
  • Redemption Miles Back on international flights: 20%
  • BookMyShow and Inox Offer: Avail 25% discount capped up to Rs. 100 on purchase of minimum two tickets per transaction. This benefit can be availed twice in a month (once each on American Express and on Visa variant) on BookMyShow and Inox individually
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines
  • Accumulate a maximum of 40,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to the Credit Card account
  • American Express Connect provides a wide range of special offers in various categories like Travel, Lodging, Dining, Retail and Online Shopping
  • American Express ezeClick is a faster, smarter and secure online payment solution. It replaces the requirement of inserting the Credit Card details every time you shop online with just a single User ID 
  • American Express® Privileges: Get 2 complimentary domestic airport lounge access per quarter (1 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Coral Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
  • VISA Lounge Access: Get 2 complimentary domestic airport lounge access per quarter (1 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Coral Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros

  • 1% fuel surcharge will be applicable on fuel transactions
  • Complimentary airport lounge access
  • Enjoy your favourite movies with offers on BookMyShow and Inox

Cons

  • High interest rates
  • No Golf Privileges

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