Standard Chartered Emirates World Credit Card vs Max SBI Card PRIME

Standard Chartered Emirates World Credit Card
Standard Chartered Emirates World Credit Card
Standard Chartered · Mastercard
3.1
₹3,000 / Joining Fees
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VS
Max SBI Card PRIME
Max SBI Card PRIME
SBI · Visa
2.5
₹2,999 / Joining Fees
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Fees
Standard Chartered
SBI
Joining Fees
₹3,000
₹2,999
Renewal Fees
₹3,000
₹2,999
Network
Mastercard
Visa
Editor's Review
3.1
2.5
Free Lounge Access
Yes
Yes
Features
Standard Chartered Emirates World Credit Card
  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
Max SBI Card PRIME
  • While joining Max SBI Card PRIME, obtain 12,000 bonus reward points equivalent to Rs. 3,000 on payment of annual fees.
  • Withdraw cash anytime from over 1 million Visa ATMs worldwide.
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay.
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home.
Editor's Review
Standard Chartered Emirates World Credit Card

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high
Max SBI Card PRIME

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.    
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year (limited to 2 visits per quarter).                                                             

Cons 

  • No golf/coaching sessions

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